FAQs

Q.1 Are there any preconditions that I need to fulfil for taking short term loans?
A. Yes! In order to qualify for short term loans, you need to be 18 years old. You must also have an active checking bank account. Moreover, you should be employed currently and earning a fixed income per month.

Q.2 Being a bad credit holder, can I apply for cash loans?
A. Yes! With us cash loans are approved without any sort of credit check process. Under these funds you will be approved no matter you have issues like arrears, defaults, missed or late payments and many more.

Q.3 In how long do I need to repay payday loans?
A. Payday loans are small term funds which can be simply repaid within 14 to 30 days.

Q.4 Do I need to keep any collateral for taking loans for bad credit?
A. With us loans for bad credit are typically unsecured loans which are approved without any collateral.

Q.5 What are documents that I need to fax while applying for no credit check loans?
A. With us no credit check loans are approved with added advantage of no faxing. So, you can simply take these funds without faxing even a single paper.

Q.6 In how long I will get approval?
A. We will get you a decision within 24 hours of the submission of your application with us.

Q.7 What are the charges for applying?
A. With us there are absolutely no charges for applying and no obligation either!

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.